Payments Made Simple
Innovate Your World

Call Today! 1-855-888-EPAY

We’ve got you covered.

Merchant Services made simple.


IES payments suite provides you with multiple Payment Solutions designed to help grow your business and save you money. Our merchant account programs offer security, fraud prevention, chargeback mitigation, unlimited customized reports, recurring billing, cloud-based data, and much more. Our secure payment methods are optimized to save time and reduce time errors, while allowing for easy batching and reconciliation at the end of the day!

IES supports a robust range of payment types and gateway solutions. IES is your convenient One Stop Shop for all your payment processing and solutions needs. We provide you with the ability to accept Credit, Debit and Pre-Paid Cards, Gift & Loyalty Programs,  EBT, ACH, Electronic Checks, and Remotely Created Checks. Additionally, we offer HSA/FSA card account acceptance for Medical & Billing practices.

  • Secure, Responsive, Real-Time API.
  • Advanced Administration Panel.
  • Real-time Chargeback Mitigation.
  • Web enabled payment portal.
  • Scalable Digital Payments Platforms.
  • Cross Border – Multi currency Payment Options.
  • Comprehensive Fraud protection tools.
  • QuickBooks Integration.
Accounts Receivable

Solutions for Collection Agencies, Billing Service Providers, Extended Business Offices, Debt Purchasers, High Volume Receivables. Accept all payment types/all payment channels, payment plans, scheduled, recurring, balance settlement negotiations.


Healthcare Medical
& Dental Billings

Collect co-pays and full payments at time of service. Accept payments directly or by 3rd party, including HSA/Flex cards. Direct funding to you alleviates remittance delays, reduces errors, streamlines posting. Accept all payment types/all payment channels, payment plans, scheduled, recurring, balance settlement negotiations.


Utility Providers

Allow consumers to access invoices and payment history, and to self pay online and through phone automation. Benefit from reduced operation time and expense. No Fee Program Options allow you to assesses a convenience fee at time of payment, effectively eliminating your payment processing fees altogether.


Law Practices

Law Firms, Private Practices, Arbitrators, Collection Services. Our FDCPA, PCI, and HIPPA Compliant Payment Solutions are individualized and tailored for your specialty area, the services you provide, and your clients’ needs. Accept all payment types through all payment channels, payment plans, scheduled, recurring, balance settlement negotiations.



Businesses whose customers are primarily present at time of sale/purchase. Transactions are swiped via terminal or contactless payment system. POS options streamline your sales process, operations, and inventory management. Additional options: standard terminals, wireless equipment, shopping cart integrations, gift & loyalty programs, and more.



Merchants selling exclusively over the internet. Free integrations with essentially all the major Shopping Carts. Full E-commerce platform with partners such as Shopify. Either approach you choose, our Web Design/Development Team can assist with everything you need to get started.


& Multicurrency

Expand your reach Globally. Our strategic partnerships, international presence, global banking relations, and specialized solutions provide multi-currency processing capabilities with worldwide settlement options. Offering: KYC Services, Data Analysis, friendly APIs, Chargeback Mitigation, and Comprehensive Fraud Protection Tools via State-of-the-art Global Platform.


& Gaming

Enhance your overall user experience, user experience, reduce current processing costs, improve funding options.. We combine education, prevention tools, strategies, and monitoring. with customized proactive measures and multiple Chargeback systems to identify chargebacks before they hit your account. Enhance your follower base funding options.



Industry specific solutions custom tailored to your individual needs

  • Property Management
  • Municipalities
  • Student Loans & more


IES stays aware of industry Compliances, Regulations and Best Practices such as:


Our List of providers, partners and affiliates are a veritable “Who’s Who” of the payment processing industry. IES is constantly adding
new innovative partners and program offerings and will continue to do so in the future.





At Innovative E-Pay Solutions we are committed to providing our clients with the highest quality services, transparent pricing,
at the most reasonable rates. Our approach is straightforward. Our service is exemplary.


As a second-generation collector and industry leader I have been keenly aware of the importance of developing solid partnerships with reputable, professional industry vendors.  The management team at Innovative E-Pay Solutions brings years of integrity and credence to their organization.  Jennifer Brummett is recognized as a knowledgeable and caring partner offering agencies solid programs and choices. Gary Adams brings a level of expertise and clarity to what can be a confusing and misunderstood segment of the ARM space.  Together they create a team that I trust and gladly recommend to my many friends and colleagues!

Harry A. Strausser III, MCE, IFCCE, CCCO

President, Interact Training & Development

President, MidAtlantic Collectors Association

Jennifer knows ARM, and has positioned herself and teams to make sure we get what we need at a price we need it at.  When I have need for support, the response is timely.  When Visa and Operation Chokepoint were trying to beat our industry into not taking card payments, Jennifer and her team not only reassured me I would be up and running in no time, they found me a workaround until I had a resolution.  They quickly aligned themselves with a redundant system to insure no Collector under their umbrella would be left out to dry.

With the knowledge of what service to expect from this vendor,  I am now in the process of moving my check processing to them – and I am going to save 30%!

Joseph Leventhal – President, Professional Collectors Corp.

Our customers have been working with IES team members for years. It is always easy for me to provide a reference for IES because they value our mutual customers as much as we do.

Dan Hornung – President

Get started.

It’s easier than you think!

Merchant Account Programs designed to help any size business succeed in today’s marketplace.

Call 855-888-EPAY or fill out the form below.


Innovative E-Pay Solutions (IES) specializes in providing payment processing accounts and state of the art systems and solutions, while drastically reducing payment processing costs for all business types. Our management team has 41 years combined experience in the payment processing industry, with over 17 years dedicated to Accounts Receivable Management Companies. We have provided accounts to some of the best-known companies in the Accounts Receivables and Collection Industry. Our management team has been recognized and received awards from, industry publications and continues to act as consultants across the industry. We are constantly sought after and approached by Industry Leaders to partner in offering full service solutions that are designed specifically for our clientele. Regardless of your type or size of business, we have solutions just for you!


495 Grand Blvd. Ste 206 Miramar Beach, Fl 32550


Phone: 850-269-6849
Toll Free: 1-855-888-EPAY
Fax: 404-393-8315